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The WKI Journal · Volume 1

Notes on insurance, Seguin, and what we learn.

Plain-English writing from the WKI team. Claims tips, coverage explainers, life-event checklists, and the kind of advice we'd give a neighbor over coffee on Court Street.

More from the Journal
What Restaurant Insurance in Seguin Covers: From Kitchen Fires to Water Damage Cleaning
Guides

What Restaurant Insurance in Seguin Covers: From Kitchen Fires to Water Damage Cleaning

Avoid costly claim denials by knowing what your restaurant insurance actually includes

August 18, 2026 · 5 min
Renters Insurance for Texas Lutheran University Students: What You Need to Know
Guides

Renters Insurance for Texas Lutheran University Students: What You Need to Know

See how a 15-minute call gets you real coverage options compared side by side

August 10, 2026 · 4 min
Water Damage Cleaning: File a Claim or Pay Out of Pocket?
Guides

Water Damage Cleaning: File a Claim or Pay Out of Pocket?

Master the sudden-vs-gradual rule and deductible math to save thousands

August 5, 2026 · 4 min
Hurricane Prep for Guadalupe County Homes: Planning for Wind and Water Damage Cleaning
Guides

Hurricane Prep for Guadalupe County Homes: Planning for Wind and Water Damage Cleaning

When the clouds turn grey over Seguin or New Braunfels, most people check the radar and hope for the best. Hope is not a plan.

August 3, 2026 · 4 min
How to Audit Your Home and Business Insurance in Guadalupe County
Guides

How to Audit Your Home and Business Insurance in Guadalupe County

Ensure your policy limits match current Seguin construction costs to avoid paying out of pocket during claims

July 27, 2026 · 5 min
Home Insurance for Guadalupe County Residents
Guides

Home Insurance for Guadalupe County Residents

Avoid paying for half your roof repairs by choosing replacement cost coverage over actual cash value

July 20, 2026 · 5 min
Finding the Right Auto Insurance in Seguin, TX
Guides

Finding the Right Auto Insurance in Seguin, TX

A deer jumps out on a backroad near the Guadalupe River or a sudden hail storm hits your driveway in downtown Seguin.

July 9, 2026 · 4 min
How Disability Insurance Protects Your Income in Guadalupe County
Guides

How Disability Insurance Protects Your Income in Guadalupe County

A contractor in Seguin trips on a job site and breaks his ankle. He is not permanently disabled, but he cannot walk or climb ladders for twelve weeks.

July 3, 2026 · 5 min
Choosing Between Captive and Independent Agents for Auto Insurance in Seguin, TX
Guides

Choosing Between Captive and Independent Agents for Auto Insurance in Seguin, TX

You open your mail to find a renewal notice for your car insurance, and the monthly premium has jumped by thirty dollars for no apparent reason.

June 25, 2026 · 5 min
A homeowner photographing a water stain spreading across a living-room ceiling — documenting the damage before cleanup begins
Claims

What to do in the first 24 hours after water damage at home

A burst pipe or a storm leak is a race against the clock — and against your insurance deadline. Here's the order to do things in, from a Seguin agency that handles these claims.

June 21, 2026 · 5 min
The Westerholm Koehler Insurance office — the historic house at 533 E. Court Street in Seguin, with the WKI sign on the lawn
Community

Welcome to the WKI Journal

A short note on why we're starting a journal — and what kind of writing you can expect from the WKI team. Plain English, no jargon, the same advice we'd give a neighbor.

June 15, 2026 · 2 min
Talk to a human

Reading is one thing — a real quote takes about a phone call.

We shop 30+ carriers across auto, home, business, life, and farm & ranch. Walk in, give us a call, or start a quote online.