Works for the carrier.
They represent one company. If that company’s rate goes up or it stops writing your kind of risk, their options run out — and the conversation becomes about keeping you on the book they have.
We don’t work for one insurance company. We represent more than thirty of them, and we shop your coverage across all of them — auto, home, business, farm, life. Sixty years on Court Street doing exactly that.
Same business day. No paperwork to get started.
That’s the whole difference, and it’s worth understanding before you call anyone — including us.
They represent one company. If that company’s rate goes up or it stops writing your kind of risk, their options run out — and the conversation becomes about keeping you on the book they have.
We hold appointments with thirty-plus carriers. When one raises rates or exits a line, we move you to another without you starting over with a new agency. Your agent stays the same; the policy behind it changes.
A sample of the carriers we hold appointments with. Which one is right depends entirely on the risk — that’s the part we do for you.
We’re on Court Street, and walk-ins are welcome — no appointment needed to come ask what something would cost. Bring your current declarations page if you have it; we can work without it if you don’t.
A captive agent works for one company and can only sell you that company's policy. We're independent — we represent more than thirty carriers, so we shop your situation across all of them and bring back the one that fits. Same conversation, more options, and no reason to steer you anywhere in particular.
533 E. Court Street, in downtown Seguin. Monday through Friday, 9am to 5pm. Walk-ins are welcome — you don't need an appointment to come ask a question.
Auto, home, renters, life, supplemental health, business and commercial, farm and ranch, and umbrella or specialty lines. Flood is written separately, through NFIP or the private market.
No. Plenty of people start with one line — usually auto or home — and move the rest at renewal if it makes sense. If what you already have is better than what we can find, we'll tell you that.
Since 1965. The agency has been writing coverage for Guadalupe County families and businesses for sixty years.
Tell us what you need and an agent calls you back the same business day. No commitment, and no follow-up calls you didn't ask for.