The topic of life insurance can seem taboo based on the nature of its necessity, but this shouldn’t prevent you from discussing it with your spouse or insurance provider. Life insurance is surrounded by misconceptions preventing people from discovering the coverage that could help their loved ones and help secure their future.
Some think that employer based life insurance can be enough, however employer insurance often has limitations and independent coverage has shown to have greater benefits and payouts. In the event of a lay-off or quitting your job you would be left without life insurance, a dangerous position to be in.
A common thought after setting up your insurance is that you have enough coverage, as life changes the amount of insurance you need might change with you. Major life events such as Marriage, Kids, a Home usually call for additional coverage, reviewing annually with your insurance company is a great way to make sure your coverage is meeting your life’s needs.
Some argue that they are to young to need life insurance, however rates are lowest at a young and healthy age, making it critical to lock in a low rate for as many years as you can before a medical condition develops and makes insurance more expensive, or unobtainable.
To learn more about improving your coverage or more ways to keep your property safe,
Please Call Us at (830) 379-7352.